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  • Small Business – Big Problems

    October 9, 2012

    How often do you hear the words “I’ve got a great idea for a business and it’s going to make me heaps of money?” If you’re anything like me you have heard it said a million times. While going into business on your own is fun, exciting and very rewarding it can also be a [...]

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    The Toughest Financial Decision To Make

    October 2, 2012

    A client of mine, let’s call her Sandra, had to make one of the toughest decisions that any person has to make in their financial life. Sandra had to go bankrupt. This is an avenue that most people do not ever want to go down, and it took a very long time for her to [...]

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    Part 3 – The Mr & Mrs Bricks Debt Trap

    September 19, 2012

    This week we are going to cover the final pig from the story of the three little pigs. As you probably remember this little pig made his house of bricks and no matter how much the big bad wolf huffed and puffed he was secure and safe inside. Mr Bricks lived in an average home [...]

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    Part 2 – The Mr & Mrs Sticks Debt Trap

    September 14, 2012

    This week I’m going to cover the second little pig, whom built his house of sticks. Now unlike the couple that built their house from straw, this couple had an average house in an average area. They had two average cars (which frequently broke down) and only went on holidays where they could stay in [...]

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    Part 1 – The Mr & Mrs Straw Debt Trap

    September 5, 2012

    I’m sure you have all heard the story of the three little pigs and the big bad wolf! Terrifying wasn’t it? Well I have another version that is even worse and I’m going to break it down over three weeks for you. All the pigs in my story are between 50 and 60 (yep retirement [...]

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    Where on earth has all that money gone?

    August 22, 2012

    How many times have you looked at your bank account at the end of the week, scratched your head and wondered ‘Where on earth has all that money gone?’ You think, ‘We both earn pretty good money, our house is just the same as our friends and we hardly go out so where is it [...]

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    The Australian Olympic Team 2012 – Making A Difference To Our Nation

    August 17, 2012

    We are very proud of how our Olympic team performed at the Olympics. Coming away with 35 medals is a great achievement, as a nation we should be proud. But how do we feel about the $297 million of tax payers’ money invested over the previous 3 years to help achieve this result? Following our previous Melbourne [...]

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    State of the Australian Property Market

    August 3, 2012

    We have created the infographic below using data from the 2011 Census. We have compared it with the previous Census (2006), as well as with data from other sources. This infographic gives a clear picture of the state of the Australian property market. It provides for some very interesting reading for both the seasoned property [...]

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    Declining Rates of SMSF Insurance

    July 18, 2012

    There are many benefits to holding a self managed super fund, and one of those is the ability to hold various forms of personal insurance within your fund. Despite strong growth in the SMSF and life insurance sectors in their own right, the level of life insurance within SMSFs has actually been dropping for many [...]

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    Consolidating Your Credit Cards

    July 4, 2012

    It is easy to end up with a wallet full of credit cards, but it can be more difficult to get rid of them. Australian banks and other financial institutions were happy to throw around credit cards during the last decade, and many people are still living with the burden of multiple cards, many of [...]

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