I have been refused credit to buy a new refrigerator. What can I do?
There are several options available to obtain goods with bad credit.
1/ Look at ways to control your budget with the existing debts you have – this may free up additional income to save for the items you need.
2/ Some Charity Organisations have white goods available for people who are really struggling financially.
3/ Rental Goods or Hire to Buy may be an option. (Although ensure you understand what you are signing up to).
4/ If you do not know why they are indicating you have bad credit – obtain a copy of your Credit File.
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