Terms and Conditions
DebtConsolidation.com.au is not an Australian registered bank, building society or credit union. DebtConsolidation.com.au is a debt consolidation agency, owned and operated by MGDS Ventures Pty Ltd (ABN 75 098 925 430). MGDS Ventures Pty Ltd are licenced to provide credit by the Australian Securities & Investments Commission (ASIC) – Australian Credit Licence #: 391677. MGDS Ventures Pty Ltd are members of the Financial Ombudsman Service – Member #: 22785.
We recommend that you seek the advice of your own financial adviser before making a decision on a product solely on the information you obtain from DebtConsolidation.com.au.
Your use of this Web site indicates your agreement to be bound by the Terms and Conditions.
All materials on this server and this Internet site, including the site’s design, layout, and organization, are owned and copyrighted by DebtConsolidation.com.au, or its suppliers or vendors, and are protected by Australian and international copyrights.
Only your personal use of such materials is permitted, which means that you may access, download, or print such materials for your personal use only. Commercial use of any sort is expressly prohibited. You agree not to change or delete any copyright or proprietary notice from materials downloaded from this site or any site accessible through this site, or through any other DebtConsolidation.com.au properties.
By using this site, you expressly agree to be bound to the foregoing terms and conditions.
Please read this agreement carefully and completely before using this site. By entering this site or the links accessible through this site, you expressly agree to be bound by this agreement. The information and the resources contained on and accessible through this site are made available by DebtConsolidation.com.au, and/or its suppliers and vendors, and are subject to your agreement to there terms and conditions.
Use of Information and Resources
DebtConsolidation.com.au makes this site available for the sole purpose of providing general information on related topics and providing Internet access and search engines to identify various resources, products and services listed on the Web site.
This site may not be used as a supplement or alternative for services, and is not intended and does not warrant or guarantee the quality or quantity of any services of any of the advertisers identified; further, the information provided is merely for educational and informational purposes, and its accuracy is not guaranteed. Do not use this site as a substitute for precise information or advice.
Do not use this site to disregard any other advice, nor to delay seeking advice or representation, because of something you read or see in this site.
You understand and agree that neither DebtConsolidation.com.au, nor its suppliers or vendors or linked domain names are responsible or liable for any claim, loss, or damage, of any kind, directly or indirectly resulting from your use of this site or the information or the resources contained on or accessible through it.
DebtConsolidation.com.au expressly disclaims any implied warranty or representation about the information or accuracy, relevance, timeliness, completeness, or appropriateness for any particular purpose of any kind.
Your use of this site is also subject to all additional disclaimers and caveats that may appear throughout the site.
Links to Other Internet Sites
This site also includes links to other Internet sites. Be aware that DebtConsolidation.com.au does not control, makes no guarantees about, and disclaims any express or implied representations or warranties about the accuracy, relevance, timeliness, completeness, or appropriateness for a particular purpose of the information or the resources contained on these or any other Internet sites.
Further, the inclusion of these links is merely for your convenience and is not intended and does not reflect DebtConsolidation.com.au’s opinion on the accuracy or the importance of these other sites; further, DebtConsolidation.com.au does not endorse in any manner any of the views expressed in, or products or services offered by this or these other sites.
All information in any DebtConsolidation.com.au site, or associated or linked site, is extracted, read, used, or relied upon by you at your own risk.
Disclaimer of Warranty
DebtConsolidation.com.au and its suppliers and vendors disclaim all express or implied representations or warranties with regard to the information, services, products, materials, and any other resources contained on or accessible through this site, including without limitation any implied warranties of merchantability or fitness for a particular purpose. All information provided by DebtConsolidation.com.au is made available “as is” and “as available” without warranty of any kind, or any express or implied promise, including, by way of example, its continuing availability.
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall DebtConsolidation.com.au or its suppliers or vendors be liable for any direct, indirect, special, punitive, incidental, exemplary, contractual, or consequential damages, or any damages whatsoever of any kind, resulting from any loss, which by way of example, includes loss of use, loss of data, loss of profits, business interruption, litigation, or any other pecuniary loss, whether based on breach of contract, tort (including negligence), product liability, or otherwise, arising out of or in any way connected with the use or performance of this site, with the delay or inability to use this site, or with the provision of or failure to make available any information, services, products, materials, or other resources contained on or accessible through this site, even if advised of the possibility of such damages.
With respect to products, goods, or services purchased from any entity identified, listed, named or contacted through DebtConsolidation.com.au web sites, or any links to DebtConsolidation.com.au’s web site, in no event shall DebtConsolidation.com.au be liable for any direct, indirect, special, punitive, incidental, exemplary, or consequential damages, or any damages whatsoever, resulting from any loss of use, loss of profits, litigation, or any other pecuniary loss, whether based on breach of contract, tort (including negligence), product liability, or otherwise, arising out of or in any way connected with the provision of or failure to make available any such products, goods, or services, even if advised of the possibility of such damages.
You acknowledge and agree that the limitations set forth above are elements of this agreement, and that this site would not be provided to you absent such limitations.
You agree to indemnify, defend, and hold harmless DebtConsolidation.com.au and its suppliers and vendors from any liability, loss, claim, and expense (including reasonable solicitors’ fees) related to your violation of this agreement or use of this site in any manner.
Your use of this site shall constitute your acceptance of the terms of this Agreement, as revised and modified, if any, each and every time you access this site. DebtConsolidation.com.au may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement.
DebtConsolidation.com.au’s failure to insist upon strict enforcement of any provision(s) of this agreement shall not be construed as a waiver of any provision or right.
This agreement and the resolution of any dispute related to this agreement or this site shall be governed by and construed in accordance with the laws of Victoria, without giving effect to any principles or conflicts of law. Any legal action or proceeding between DebtConsolidation.com.au or its links, suppliers or vendors and you related to this agreement or this site shall be brought exclusively in a state or federal court of competent jurisdiction sitting in the state of Victoria.